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Removing a Judgment From Your Credit Report

Having a judgment refers to the legal action a creditor has taken for their payment. This usually happens with unsecured debt.
Judgments allow the litigant the ability to attempt a recovery of payment for as much as 20 years.
The renewal of judgments is fast becoming a common practice among debt collectors.
Judgments can lower your credit score [...]

Removing a Repossession From Your Credit Report

Having a vehicle repossessed creates an extremely unpleasant situation. You are not only left without transportation, but you must also pay what is owed if the cost is not recovered during auction. This basically ensures that you will lose your vehicle and still have to pay money on it. The next step, and possibly the [...]

Removing Foreclosures

A foreclosure can stay on your credit report for 7 years and you should do everything in your power to avoid foreclosure.  A foreclosure is devastating to your credit scores and if you have a foreclosure on your record, you should look into credit repair as soon as possible. Just like any other negative account, [...]

Bouncing back quick after bankruptcy

While it is true that bankruptcy can devastate your credit, fortunately, the fallout from bankruptcy does not have to be permanent!  By carefully rebuilding your credit, you can once again qualify for decent rates and possibly even a mortgage in one to two years.  Almost anyone can receive credit soon after a bankruptcy if they [...]

Removing Late Payments from Your Credit Report

The majority of people know that if they pay their bills late, their credit scores will be negatively affected.  However, one thing that the majority of people do not know is that one late payment on their account is as damaging as a tax lien, a bankruptcy filing, a judgment, a collection or a repossession. [...]

Removal of Debt Collections From Your Credit Report

There is no doubt that a collection on your credit report will harm your credit score! And although a collection will affect your score less with the passage of time, it will nevertheless remain on your credit report for 7 years!  This means that during this time, potential creditors and lenders will be aware of [...]

The Truth About Charge-Offs and Your Credit Report

Your credit score is determined by three credit bureaus on the basis of how you have made your payments and handled your debts. A lot of factors influence your credit score and one of the less desirable things to have on your credit report is a charge-off.  A charge off is an unpaid amount  that [...]

Repossessions

Remove Repossessions

Bankruptcies

Remove Bankruptcies

Judgments

Remove Judgments