Call and speak with a Paralegal about your credit for FREE. We are always at your service

1-800-368-1014 Call Today for Free Consultation

The Truth About Charge-Offs and Your Credit Report

Your credit score is determined by three credit bureaus on the basis of how you have made your payments and handled your debts. A lot of factors influence your credit score and one of the less desirable things to have on your credit report is a charge-off.  A charge off is an unpaid amount  that [...]

Removing a Charge Off from Your Credit Report

Charge-offs hurt your credit, plain and simple! You are already 180 days late on your payment(s) by the time your account gets charged off.  Once there is a charge-off listing on your report, it will remain on your credit report for seven years from the date it was first charged off. Seven years is a [...]